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Local Grant

Twin Cities First-Gen Grant

$24,500typical award

Forgivable grant for first-generation buyers in the metro. Limited remaining funds.

Eligibility checklist

  • First-generation homebuyer (parents have not owned a home)
  • Household income at or below 100% AMI
  • Property located in Hennepin, Ramsey, or Dakota County
  • Complete Home Stretch + 1-on-1 homeownership counseling
  • Forgivable after occupying the home 5 years
Limited funds — apply early via an MHFA lender.

Ready to apply?

Open the official program page and start with an approved lender.

Open official page →

Verified May 2026. Program terms change — confirm details with the official source before applying.